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California Insurance Continuing Education (CE) Requirements:

All Agents, Brokers & Adjusters must complete:

•  Ethics Essentials + Anti-Fraud (3 hours) (required)
• You Must Complete 21 additional CE hours related to your license type for a total of 24 CE hours

License-Specific CE Requirements: 

These are courses required for certain license types.

Personal Lines Brokers & Limited Lines Automobile Agents:

• May take any course approved for Property & Casualty credit

Life-Only Credit Courses:

• Restricted to producers holding a Life-Only or Life, Accident, and Health license

Life Agents:

•  Effective January 1, 2025:
•  New Requirement: Life agents licensed on or after January 1, 2024, must complete 4 CE hours of life insurance training before selling individual life insurance policies (excluding term life with no cash value).
• We offer, “2025 Life Insurance Policies 4-Hour” to satisfy this requirement.

Variable Life Agents:

•  Effective January 1, 2025:
• Agents selling individual variable life insurance policies must complete 2 CE hours of training before each license renewal.
• Applies to licenses issued or renewed after January 1, 2025
• We offer, “2025 Variable Life 2-Hour” to satisfy this requirement.

Life Settlement Brokers:

• Individuals not licensed as a resident or nonresident California life agent or who have held their California life agent license for less than a year must complete 15 CE hours related to life settlements before acting as a Life Settlement Broker.
• We offer, “Life Settlement Broker Training Course” to satisfy this requirement.

Property, Casualty, or Personal Lines Agents:

•  Homeowners Insurance Valuation Training:
• Agents must complete 3 CE hours of training before estimating replacement value of structures or explaining coverage levels under a homeowners’ insurance policy.
•  One-time training requirement
• We offer, “Homeowners’ Insurance Valuation Course” to satisfy this requirement.

Annuity Training Requirements:

•  Ongoing Training:
• Complete 4 CE hours every two-year license term after initial training.
• We offer, “4 Hour Annuity Training Course” to satisfy this requirement.
•  New Requirement (Effective January 1, 2025):
• Compliance with California annuity best interest training requirements is mandatory before selling, soliciting, or negotiating annuity products.
• We offer, “8 Hour Annuity Training Course” to satisfy this requirement.

Long-Term Care (LTC) Training Requirements:

•  Initial Training:
• Complete 8 hours of one-time training before selling LTC products.
• We offer, “Long Term Care Course” to satisfy this requirement.
•  Ongoing Training:
•  Producers licensed 4 years or less: Training required annually for the first 4 years.
•  Producers licensed more than 4 years: Training required every two-year license term.
• Agents must hold a current Life, Accident, and Health Insurance Agent license and complete the 8-hour training requirement.
•  Life-Only Agents: Can sell LTC as a rider on full life policies but must also complete 8-hour LTC training.

Flood Training Requirements:

•  NFIP Flood Training:
• Complete 3 hours of one-time training before selling flood insurance products.
•  Licensees must hold a property line of insurance to receive CE credit for flood courses.
• We offer, “NFIP Flood Training Course” to satisfy this requirement.