The last day of your license issuance month every 2 years.

12 months from the original date of purchase.

Excess hours may be carried forward to the next year. Excess hours from an approved ethics, annuity or LTC course are carried over as general credit only.

• Students should read through the course material for each course before attempting a final quiz.
• Final quiz passing score: 70%
• If the final quiz is not passed on the first attempt, students have an unlimited number of retakes.

We'll immediately send your completion certificate to the Department of Insurance. They will record your credit. You don't need to do anything. 

Your License is Eligible for Renewal during your "License Renewal Period". The License Renewal Period for California Licensed Agents begins 90 Days prior to their Expiration Date. There are 2 Options for Renewing your license:

1. Online through NIPR
2. Online through Vertafore (Sircon)

Courses cannot be repeated more than once in a 2 year license term. Within the first 4 years of selling LTC products, producers may only repeat an LTC course every 24 months from the original course completion date.

Initial Training

Hours: 8

Frequency: One-time training must be complete prior to selling Annuity products.

Ongoing Training

Hours: 4

Frequency: Ongoing training must be completed every 2-year license term following the initial 8-hour training completion.

Effective January 1st, 2025, residents and non-residents must comply with California annuity best interest training requirements before selling, soliciting or negotiating annuity products. 

Annuity Training Information

Long-Term Care Training

Initial Training

Hours: 8

Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training

Hours: 8

Frequency: After completing the initial 8-hour training requirement, producers licensed 4 years or less must complete 8 hours of state-approved LTC training annually for the first 4 years of licensure. Producers licensed more than 4 years must complete 8 hours of state-approved LTC training in every 2-year license term. 

Important Notice: In order to solicit/sell long-term care insurance in California, agents need to hold a current license as: Life Accident and Health Insurance Agent, and you must comply with the LTC 8-hour training requirements. If holding a Life-Only Agent license, agents may sell LTC only as an LTC rider on a full life policy, and must also complete the 8-hour training requirements.

Long-Term Care Partnership Training

Initial Training

Hours: 16

Of these 16 hours, 8 hours must be fulfilled in a state-approved classroom, and 8 hours must be fulfilled by taking a state-approved LTC self-study course.

Frequency: One-time training must be complete prior to selling LTCP products.

Ongoing Training

Hours: 8

Frequency: After completing the initial 16-hour training requirement, LTCP insurance producers must complete 8 hours of state-approved LTCP training in every 2-year license term, which must be fulfilled in a state-approved classroom.

Residents and non-residents must comply with California training requirements before selling, soliciting or negotiating long-term care or long-term care partnership products. 

LTC Training Information

NFIP Flood Training

Hours: 3

Frequency: One-time training must be complete prior to selling flood insurance products.

Please Note: Licensees must hold a property line of insurance to be able to receive continuing education credit for flood courses.

Flood Training Information

1. Electronic renewals will be available 90 days prior to the expiration date.
2. To complete license renewal, Continuing Education requirements must be met prior to submission of a renewal application.
3. Complete renewal application and submit fees. 
4. Renew online

Non-resident licensees who meet CE requirements in their home state are not required to meet California CE requirements. Non-resident producers selling annuities, LTC, LTC partnership, or flood products are required to complete the same special training/education requirements as resident producers.

Licensees are exempt from CE requirements if one of the following is true:

• Individuals who have held a life agent license for at least one year or who obtained a life settlement broker license prior to July 2, 2010 are exempt from the 15 hour life settlement broker training course requirement. This does not include an exemption from the life agent CE requirement.
• The producer holds only a cargo shippers license.
• The producer is 70 years or older and has held a California insurance license in good standing for 30 years or more.This does not include an exemption from product specific training for LTC and Annuities.
• The producer holds a life license and claims a funeral exemption (sells less than $15,000 of insurance).